Areas of Focus

Education

IESE Business School, Spain
Master of Business Administration
Valladolid University, Spain
Degree in Telecommunication Engineering

Past Experience

Zurich Santander Insurance America
Head of Strategy and Governance
McKinsey & Company
Allianz Partners (Multiasistencia)
Business Development Director
The Boston Consulting Group

José combines executive experience in the insurance and services industries with strategy and technology consulting experience. He focuses on advising on strategic decisions and leading the implementation with pragmatism to create real P&L and customer value. Some of the topics where José is working on include partnerships / new business design and implementation, innovative distribution models, data strategy, digital transformation, claims optimization, and IT strategy.

José is also the Head of Insurance of ADL, collaborating with other partners in our Financial Services practice to better serve our multinational clients.

Before joining Arthur D. Little, José worked for four years in the Financial Industry Sector in Spain and Latin America as head of Strategy and Governance for Zurich Santander. Previously Jose also worked in a multinational TPA focused on claims management and with other global strategy consulting firms.

José has a degree in Telecommunications Engineering from Valladolid University and an MBA from IESE in Spain.

How to share customer data in bancassurance
Financial services
How to share customer data in bancassurance
A customer-centric approach has become an imperative in the financial services sector, increasingly supported by the processing of vast amounts of market and customer data, among other factors. However, the complex and ever-changing regulatory environment presents challenges for personal data sharing. This Viewpoint shares some best practices for addressing these challenges to unlock the full potential of personal data in the bancassurance sector.
Find out more
Understanding key customer-centricity trends in insurance
Financial services
Understanding key customer-centricity trends in insurance
Insurers spent years developing a deep understanding of each risk type and creating precise business models to optimize their earnings, including operating models for each line of business. Unfortunately, this model is not conducive to serving today’s customers, who desire the seamless, digital-based service they experience in their other transactions. In this Viewpoint, we outline the best way for insurers to shift from a traditional model to a customer-centric one.
Find out more
Post-merger integration success in insurance
Financial services
Post-merger integration success in insurance
Mergers and acquisitions (M&As) have become an optimal way for insurers to expand or increase profits. However, dealmaking is time-intensive and costly, so failing to deliver on expected value is not an option. In this Viewpoint, we examine all the required elements to ensure business continuity and create synergies that make the combined entity more than the sum of its parts.
Find out more

José combines executive experience in the insurance and services industries with strategy and technology consulting experience. He focuses on advising on strategic decisions and leading the implementation with pragmatism to create real P&L and customer value. Some of the topics where José is working on include partnerships / new business design and implementation, innovative distribution models, data strategy, digital transformation, claims optimization, and IT strategy.

José is also the Head of Insurance of ADL, collaborating with other partners in our Financial Services practice to better serve our multinational clients.

Before joining Arthur D. Little, José worked for four years in the Financial Industry Sector in Spain and Latin America as head of Strategy and Governance for Zurich Santander. Previously Jose also worked in a multinational TPA focused on claims management and with other global strategy consulting firms.

José has a degree in Telecommunications Engineering from Valladolid University and an MBA from IESE in Spain.

How to share customer data in bancassurance
Financial services
How to share customer data in bancassurance
A customer-centric approach has become an imperative in the financial services sector, increasingly supported by the processing of vast amounts of market and customer data, among other factors. However, the complex and ever-changing regulatory environment presents challenges for personal data sharing. This Viewpoint shares some best practices for addressing these challenges to unlock the full potential of personal data in the bancassurance sector.
Find out more
Understanding key customer-centricity trends in insurance
Financial services
Understanding key customer-centricity trends in insurance
Insurers spent years developing a deep understanding of each risk type and creating precise business models to optimize their earnings, including operating models for each line of business. Unfortunately, this model is not conducive to serving today’s customers, who desire the seamless, digital-based service they experience in their other transactions. In this Viewpoint, we outline the best way for insurers to shift from a traditional model to a customer-centric one.
Find out more
Post-merger integration success in insurance
Financial services
Post-merger integration success in insurance
Mergers and acquisitions (M&As) have become an optimal way for insurers to expand or increase profits. However, dealmaking is time-intensive and costly, so failing to deliver on expected value is not an option. In this Viewpoint, we examine all the required elements to ensure business continuity and create synergies that make the combined entity more than the sum of its parts.
Find out more

More About José
  • IESE Business School, Spain
    Master of Business Administration
  • Valladolid University, Spain
    Degree in Telecommunication Engineering
  • Zurich Santander Insurance America
    Head of Strategy and Governance
  • McKinsey & Company
  • Allianz Partners (Multiasistencia)
    Business Development Director
  • The Boston Consulting Group