Dr. Mohammad Nikkar

Mohammad’s consulting experience is focused on intersection of financial services and technology including fintech. He advises clients on growth strategies, digital ecosystems and future of financial services

Mohammad Nikkar

Education

Harvard Business School
Fintech Program
University of Leeds
MSc Banking and International Finance
University of Leeds
PhD, Telecommunication Engineering

Past Experience

KPMG UK
Financial Services Technology/Manager

Mohammad Nikkar

Mohammad is a Principal based in our Dubai office. He is a core member of the Global Financial Services practice and leads projects around key strategic mandates that leverage a combination of strategy, business and technological know-how to drive value.

Mohammad focuses on advising clients on impact of technology on financial services, including new business models, fintech strategies, digital transformation, emerging technologies, innovation & start-ups, and M&A.​

Prior to joining Arthur D. Little, Mohammad worked with KPMG UK in their Financial Services Technology practice in London. Mohammad has led consulting engagements across Middle East, Europe and Central Asia.​

He holds a PhD in Telecommunication Engineering and a Master’s degree in Banking and International Finance both from University of Leeds, UK

B2b buy now, pay later: A huge, emerging opportunity
B2B buy now, pay later: A huge, emerging opportunity
B2B “buy now, pay later” (BNPL) is emerging as a flexible method for businesses to obtain financing at the point of sale, better manage liquidity, and create an enhanced customer experience. In this Viewpoint, we dive into the benefits and considerations surrounding B2B BNPL, including how it differs from trade credit and factoring as well as its market potential. We also examine competitive dynamics and explore strategic options for banks responding to the opportunity.
Realizing potential of fintech in Kingdom of Saudi Arabia
Realizing potential of fintech in Kingdom of Saudi Arabia
Over the last five years, the Kingdom of Saudi Arabia (KSA) has already made great advances in developing fintech into a flourishing industry marked by rapid growth, diversifying services, and increasing contribution to its national economy. However, there are some challenges ahead for KSA to meet its goal of becoming a leading global fintech hub. In this Viewpoint, we look at what has already been achieved and suggest some priorities for KSA’s fintech ecosystem to achieve its ambitious goals.
The intersection of AI & financial services
The intersection of AI & financial services
In our evolving digital landscape, artificial intelligence (AI) is driving innovation across multiple sectors. It has now intersected with embedded finance, which weaves financial services into nonfinancial platforms, enhancing user experiences and streamlining processes. AI has the potential to lift embedded finance to its fullest, offering tools to combat fraud, curate personalized experiences, and manage risks.

Mohammad Nikkar

Mohammad is a Principal based in our Dubai office. He is a core member of the Global Financial Services practice and leads projects around key strategic mandates that leverage a combination of strategy, business and technological know-how to drive value.

Mohammad focuses on advising clients on impact of technology on financial services, including new business models, fintech strategies, digital transformation, emerging technologies, innovation & start-ups, and M&A.​

Prior to joining Arthur D. Little, Mohammad worked with KPMG UK in their Financial Services Technology practice in London. Mohammad has led consulting engagements across Middle East, Europe and Central Asia.​

He holds a PhD in Telecommunication Engineering and a Master’s degree in Banking and International Finance both from University of Leeds, UK

B2b buy now, pay later: A huge, emerging opportunity
B2B buy now, pay later: A huge, emerging opportunity
B2B “buy now, pay later” (BNPL) is emerging as a flexible method for businesses to obtain financing at the point of sale, better manage liquidity, and create an enhanced customer experience. In this Viewpoint, we dive into the benefits and considerations surrounding B2B BNPL, including how it differs from trade credit and factoring as well as its market potential. We also examine competitive dynamics and explore strategic options for banks responding to the opportunity.
Realizing potential of fintech in Kingdom of Saudi Arabia
Realizing potential of fintech in Kingdom of Saudi Arabia
Over the last five years, the Kingdom of Saudi Arabia (KSA) has already made great advances in developing fintech into a flourishing industry marked by rapid growth, diversifying services, and increasing contribution to its national economy. However, there are some challenges ahead for KSA to meet its goal of becoming a leading global fintech hub. In this Viewpoint, we look at what has already been achieved and suggest some priorities for KSA’s fintech ecosystem to achieve its ambitious goals.
The intersection of AI & financial services
The intersection of AI & financial services
In our evolving digital landscape, artificial intelligence (AI) is driving innovation across multiple sectors. It has now intersected with embedded finance, which weaves financial services into nonfinancial platforms, enhancing user experiences and streamlining processes. AI has the potential to lift embedded finance to its fullest, offering tools to combat fraud, curate personalized experiences, and manage risks.

More About Dr. Mohammad
  • Harvard Business School
    Fintech Program
  • University of Leeds
    MSc Banking and International Finance
  • University of Leeds
    PhD, Telecommunication Engineering
  • KPMG UK
    Financial Services Technology/Manager